Terms of Use
Last updated: August 4, 2026
These terms govern your use of realtyad.org, operated by American Dream Realty, a licensed mortgage brokerage serving the State of California. By using this site you agree to them. If you do not agree, please do not use the site.
No offer to lend
Nothing on this site is a loan offer, a rate quote, a commitment to lend, or an approval. All loan products are subject to credit approval, underwriting, program guidelines, and property eligibility. Rates, terms, and program availability change without notice. A binding offer only exists in a written disclosure issued after an application.
Calculators and estimates
The calculators on this site are educational tools. They run in your browser using assumptions we have chosen to be reasonable, including property taxes estimated at 1.1% of purchase price per year and homeowners insurance estimated at 0.32% per year with a monthly floor. Your actual taxes, insurance, mortgage insurance, association dues, and closing costs will differ. Results are estimates for illustration only and are not a loan offer, quote, or commitment to lend.
Accuracy of information
We work to keep this site accurate and current, but we do not warrant that every figure, description, or program detail is free of error or completely up to date. Please confirm anything you intend to rely on by speaking with us directly.
Your responsibilities
- Provide accurate and complete information when you request a quote or submit an application.
- Use this site lawfully, and do not attempt to disrupt, probe, or gain unauthorized access to it.
- Do not copy, scrape, or republish site content for commercial purposes without our written permission.
Intellectual property
The content, design, logo, and code of this site belong to American Dream Realty or are used with permission. Map data is provided by OpenStreetMap contributors and CARTO under their respective licenses.
Third party links
This site links to third party services such as mapping and scheduling providers. We do not control those sites and are not responsible for their content or privacy practices.
Limitation of liability
To the fullest extent permitted by law, American Dream Realty is not liable for indirect, incidental, or consequential damages arising from your use of this site or reliance on its estimates. Nothing here limits any right you hold under applicable consumer protection or lending law.
Fair lending
We do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, familial status, disability, age, marital status, source of income, sexual orientation, gender identity, or any other protected characteristic. Equal Housing Opportunity.
Governing law
These terms are governed by the laws of the State of California, without regard to conflict of law principles.
Contact us
American Dream Realty
6740 Fallbrook Ave, West Hills, CA 91307
(818) 348-7600
admin@realtyad.org